Hi There, I have borrowed a home loan for a newly constructed property in Mar, 2011. As per the construction status, I may get position of my flat by end of 2015. As I am living away from the location of my flat and the flat will be 'Not self occupied'. Can I get benefit to deduct loan interest full amount (as actual) or only Rs. 30,000/- (as exceeding 3 yrs. from the date of loan borrowed)? Regards.